Roof Damaged by Storm? Here’s What to Do
If you are considering having your roof replaced, there are many factors to consider. One of the most important factors is the cost of the project. Insurance companies may not pay for the full replacement up front, so they will wait until other parties pay for the job. Your insurer will work with you to determine upfront costs, which can include materials, labor, machines, and other expenses. If you don’t have enough money to pay for everything up front, you may need to get a loan.
Depending on your insurance policy, you may be able to get your homeowner’s insurance company to pay for the roof replacement. A trained professional will be able to determine the type of damage and how much coverage you may be entitled to. It’s also a good idea to hire a public adjuster to help you negotiate with the adjuster. They will be able to negotiate on your behalf and get you the most compensation possible. In addition to paying for the replacement, they will be able to find the best roof replacement contractor and get you the lowest prices.
If the storm damage was caused by severe weather, you should call your insurance company. They will be able to inspect the damage caused by the storm and give you an idea of the costs of roof replacement. If your insurance company approves the claim, you can hire a reliable roofing contractor to complete the job. However, be aware that your insurance company may deny the claim if the roof is worn out or damaged beyond repair. So, it’s important to make sure you keep your receipts for all of the work you have done on your home.
Inspect the gutters. Sometimes, gutters can become dented by storm damage. Even if they don’t look damaged on the outside, the debris may clog the gutters and allow water to enter the home. If this happens, the roof is exposed to moisture and can lead to mold, rot, and other issues. Also, check for missing flashing around chimneys and skylights. These areas can cause leaks of water, which means you should have them repaired.
Wind is another common cause of roof damage. Windstorms are caused by changes in atmospheric pressure. Air moves from higher to lower areas, resulting in high winds. These winds can be gentle or even gale-force. Windstorms can strike any region of the United States, and while they can damage the roof evenly, the damage may be worse in the corners and edges of the roof. You should call a contractor to inspect your roof and determine if it is damaged.
Another sign of damage is if you notice missing shingles. Often, this is a sign of a larger problem. Your roofer will also check for damaged flashing. This flashing is one of the most vulnerable places on your roof. Other signs of wind damage may be difficult to spot, such as thin lines over the shingles. This can be indicative of a broken shingle seal or granulation. These can be indicators of deeper problems that require more extensive repair.